Ghio Insurance Agency - San Diego Health Insurance Specialist

Individuals & Families

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• Health Insurance
• Dental Insurance
• Term Life Insurance
• Temporary Health Insurance

We help you select the medical coverage that fits your family's needs. Every family is different. We help you find a health plan that addresses your family's unique medical coverage needs.

Group Quotes

Small Business & Groups

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• Group Health Plans
• Group Dental Plans
• Group Life Plans
• Group Vision Plans

We help you optimize your benefits package. We compare options, analyze costs and benefits, and provide tailored solutions.

Travel Options

Travel Health Insurance

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• Single trip insurance
• Multiple trip insurance
• Long term insurance
• Expatriate insurance

We assist travelers and expats living abroad to find complete, reliable, convenient protection of health and safety anywhere in the world.

Medicare Options

Medicare Health Products

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• Medicare Part A
• Medicare Part B
• Advantage Plans
• Medicare Supplements

We help you choose the plan that fits your needs. Retirement and Medicare Eligibility can lead to huge changes in your health care coverage. We help you understand your options.

Welcome to Ghio Insurance Agency

We always put your needs first!

Our Services:

Personalized Service
Honest Assessments
Understanding
Customer Service and Support
Keeping Your Coverage Competitive
We help you apply for California Pre-existing Condition Insurance Plan (PCIP)

Testimonials

What our clients say about us

As the owner of a large corporation, it is extremely difficult to find affordable insurance for my employees. The process is complicated and we don’t have the time or expertise to evaluate health insurance plans. Nancy Ghio does! She worked with our specific needs to find affordable plans that were acceptable to me and our staff. Thank you!

Bill H.

San Diego

I was so frustrated searching the internet for good health insurance coverage for my family. I was referred to Nancy Ghio by a friend 6 years ago and am so grateful for all her service and knowledge.

Thomas M.

San Diego

I called Ghio Insurance Agency and spoke to Nancy. She was professional and knowledgeable. She treats everybody like family.

Theresa P.

Temecula

Get to Know Our Team

Nancy Ghio

Insurance Specialist, Owner/Broker

I am licensed in Life and Health CDI# 0C49919. I started my insurance career in the early 80’s working for various insurance companies in the Ventura County area. I established a strong service background and enjoyed helping clients.

I moved to San Diego in the early 90’s and established my own health insurance agency.

I am a member of NAHU along with our local chapter of SDAHU. I am active with the Make a Wish program and local Alzheimer/Lewy Body Dementia research. I like many outdoor activities including hiking, running and fishing. I love to RV and am in the process of attempting to see every National Park in the US. I have 2 rescue dogs that complete my family circle: Molly is an Aussie mix, Heidi is a Dutch Shepherd.

Gina Flores

Individual and Family Plans/Small Group Specialist, CEO

I am licensed in LIfe and Health CDI# 0K79327. I first began with Ghio Insurance Agency in 2015. After graduating from San Francisco State University with a degree in biology (concentration in zoology), I decided to change career paths to work with Nancy at the agency. I oversee all the Individual Family Plans, as well as all of the Small Group accounts in the office. In my free time, I enjoy spending time outdoors with my husband, Miguel, and our two German Shorthaired Pointers, Copper and Maple. I am an avid equestrian, and if you cannot find me at the office, I will most likely be at the barn! I enjoy competing with our two horses in Eventing all over the Southern California area.

Kyla Eaton

Insurance Specialist

I am licensed in LIfe and Health CDI# 4231877. I am the office assistant at Ghio Insurance Agency, and help with all in-house accounts. Born and raised in San Diego, I moved back after graduating Cum Laude with a Bachelor of Arts from Gonzaga University. I began working with Nancy and Gina in late 2016 and am here to happily assist in whatever they need me to! I enjoy exploring the city, movies, food, concerts, reading, and most importantly, television binging.