Our Team

Insurance Specialist, Owner/Broker

I am licensed in Life and Health CDI# 0C49919. I started my insurance career in the early 80’s working for various insurance companies in the Ventura County area. I established a strong service background and enjoyed helping clients.

I moved to San Diego in the early 90’s and established my own health insurance agency.

I am a member of NAHU along with our local chapter of SDAHU. I am active with the Make a Wish program and local Alzheimer/Lewy Body Dementia research. I like many outdoor activities including hiking, running and fishing. I love to RV and am in the process of attempting to see every National Park in the US. I have 2 rescue dogs that complete my family circle: Molly is an Aussie mix, Heidi is a Dutch Shepherd.

Individual and Family Plans/Small Group Specialist, CEO

I am licensed in LIfe and Health CDI# 0K79327. I first began with Ghio Insurance Agency in 2015. After graduating from San Francisco State University with a degree in biology (concentration in zoology), I decided to change career paths to work with Nancy at the agency. I oversee all the Individual Family Plans, as well as all of the Small Group accounts in the office. In my free time, I enjoy spending time outdoors with my husband, Miguel, and our two German Shorthaired Pointers, Copper and Maple. I am an avid equestrian, and if you cannot find me at the office, I will most likely be at the barn! I enjoy competing with our two horses in Eventing all over the Southern California area.

Insurance Specialist

I am licensed in LIfe and Health CDI# 4231877. I am the office assistant at Ghio Insurance Agency, and help with all in-house accounts. Born and raised in San Diego, I moved back after graduating Cum Laude with a Bachelor of Arts from Gonzaga University. I began working with Nancy and Gina in late 2016 and am here to happily assist in whatever they need me to! I enjoy exploring the city, movies, food, concerts, reading, and most importantly, television binging.